Payment gateway payments operate on a two-day timeline, where ‘t’ represents the transaction day
Irrespective of the payment mode, the standard settlement cycle is T+2 (5 PM) on working days, and T is the date of transaction capture (Not to be confused with the Time of payment). This means that the captured payments are settled within two working days from the date of capture.
Working days do not include second and fourth Saturdays, Sundays, and bank holidays.
Please check this article for a better understanding.
You can check the status of the settlements from this link
Please wait until the transaction settlement time. If the amount is still not credited, contact the Swipe support team for further assistance.